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After a casual exposure to YNAB in May 2007 we became "YNABers." It's budgeting software that we have religiously used for the last 2 1/2 years and shamelessly plug it to anyone wanting control of their money!
Here's the cool part: focusing on a budget doesn't foster "a love of money;" it's more like "a love of knowing that my money is doing exactly what I want it to do." Make sense?
Check out YNAB 3 here. I watch the sneak peaks of this upgraded version and just get giddy all over! Here's a huge part of the solution to anyone's personal recession. Imagine what would happen if the government actually used a budget instead of just talked about one!